Do You Need E-bike Insurance For Your E-bike In India?

With the introduction of e-bikes and scooters, India’s adoption of electric vehicles is accelerating. However, there have been several reports of these e-bikes catching fire, and owners are concerned about their safety and performance. This may make you wonder if electric bike insurance is required for electric bikes in India. Continue reading to find out the answer.

India’s e-bike market

The Indian automobile industry is seeing an increased demand for e-bikes and eco-friendly solutions to meet daily needs. Buyers have accepted the latest technology and stylish models as the transportation industry’s future.

Do you need e-bike insurance in india for your electric two-wheeler?

The Motor Vehicle Act of 1988 requires all bike owners to have at least third-party bike insurance to operate their vehicles on the road. In the case of an electric two-wheeler, the government is preparing to declare specific regulations for e-bike insurance as they enter the adoption phase.

An electric bike is valuable and must be safeguarded against unforeseen events such as fire or theft. As a result, getting comprehensive EV policy india is the ideal option because it will financially protect you and your bike in the event of a road accident, fire, theft, natural calamity, or man-made disaster.

The advantages of e-bike insurance for your electric two-wheeler

Here are a few advantages to purchasing e-bike insurance for your e-bike or scooter:

  1. Electric bikes are costly:

E-bikes are made up of expensive components such as an electric motor, battery, and controller. As a result, they are more expensive to repair, and you must take extra care of your e-bike by purchasing the appropriate e-bike insurance policy before riding it.

  1. E-bike insurance is reasonably priced:

Most electric two-wheelers have a lower top speed, making them ideal for city commuting. As a result of the lower speed limit, it carries a lower risk. They also have less cubic capacity and produce less power than any other motor vehicle. With an electric vehicle insurance policy, you can protect your e-bike from various unprotected risks at a low cost.

  1. Associated with a high level of risk:

For shorter distances, e-bikes are usually the most popular mode of transportation. This exposes them to significant risks of traffic accidents. In the unfortunate event that your electric bike is damaged, bike insurance will come in handy. If you do not own this, you will be responsible for all e-bike repair or replacement costs.

  1. Customization is an option:

Another advantage of choosing e-bike insurance is that the process of insuring an e-bike is like that of any other motor vehicle.


In India, emissions from motor vehicles are one of the most severe issues, and the government is doing everything possible to increase the adoption of e-bikes to reduce this. To save the environment and get an e-bike, you should also secure it with the right electric bike insurance plan and enjoy stress-free rides.

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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